The Benefits of Annuities in Uncertain Economic Times

Annuities are sold to provide protection and confidence in a variety of markets, giving the annuitant guarantees, predictability, and stability in uncertain times.

Indexed annuity products could provide retirees significant value in uncertain economic times.

With several market corrections over the recent days, it's important that we acknowledge the value of stability. Those who owned principal protected indexed annuities DID NOT experience any loss during any of these market corrections and the guaranteed income amounts paid to retirees DO NOT change during challenging markets.

Protect from market loss.

You can make sure that the worst case scenario for your investment is zero. Market losses won’t affect you.

Zero is Your Hero

Indexed annuities protect principal and participate in index growth, locking in gains with annual value step-ups. Once the interest is locked-in, it is principal protected—providing upside potential.

Income Tax Deferred

Annuities are a tax-deferred investment, allowing the product to grow tax-free until retirement—enabling them the possibility to provide higher returns to investors versus other fixed investments, such as certificates of deposit (CDs). Annuities can also provide tax favorable payout options on investments with large taxable gains.

Wealth Transfer Vehicle

Annuities have death benefit options. Leveraging annuity products can be a great way to provide wealth transfer opportunities to those who would otherwise not have available life insurance options. Sometimes due to health issues someone won’t qualify for life insurance but an annuity can be used in a similar way to take care of loved ones after you are gone.